I decided it might be interesting to try to note some of the money saving measures I have taken each month. My husband’s paycheck keeps going down (it just did again) despite more experience and years of service, increased extra jobs taken and increased responsibility. By nature I am a saver. I still like to have fun and there are certain things or times when I will plan to make splurges but mostly I am simply a saver. Through experience as well as taking responsibility I have decided that saving money is more than a good thing too. It’s absolutely necessary. We’ve got some mouths to feed! We have some old debt to pay off though we have closed most of those accounts and we have dreams to follow that don’t involve living at a job. And so I work to save. Many, many things I do now I do out of habit and they mostly came because of either necessity or out of a personal challenge to myself to learn or try something new and different or may just even be a kinder more responsible choice in the care of our Earth; all of which can make our money stretch farther and enable us to do more with what we have. It’s been baby steps over years with an occasional leap. I am always looking for ways to be more self sufficient and ways to be kinder to the Earth. Hardship? No! Challenging? Yes! Smart? Yes! Responsible? Yes! My budget… FIRM! It’s a choice and I am enjoying the challenge. It is like a game and the attitude is positive. My husband is by nature more of a free spirit. I am slowly winning him over and we are working through life’s challenges together and we are reaping the rewards for changing habits.
It is interesting to note here that we figured out we actually qualify for a free government issued cell phone plan. We did not go looking for handouts here but we merely received a mailer one day and we happened to actually read it out of curiousity. No we are not poverty ridden. The mathematical formula is based on the percentage of income in relation to the poverty line and number of people in household. Our kids could get a free cell phone too! Don’t tell ‘em though!!! The plan has lots of minutes, free texting AND song downloads! Internet capabilities??? Can’t live without all that!!! While it never occurred to me that we would qualify for this plan that I have an utter distaste for already I will say that I am seriously amazed that the plan includes so much! People should be able to call 911. I would agree to that. But here I was on a pay-per-minute plan because it was cheaper for us than the plan with the minutes we never used. Cell phones are for emergencies or a quick relay of tremendously important information ("buy more milk, please, while you’re out" or "I'm in labor and need you to come home NOW"). They are handy when we are out of town too. But they are NOT necessity. And we are keeping with our current plan. One that does not include the kids and one that we pay for. It is the honorable thing to do (just as paying on a house that has lost value too) and I draw the line.
OK. So here is my list of frugal accomplishments (do I qualify for a raise???) and it’s way longer than I expected:
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We continued to eat home canned pickles, peaches, pears, applesauce and jam. And salsa!
I saved peels of citrus fruits and combined them with vinegar in a canning jar to make an all natural disinfectant cleaner that will be good to use in 4 weeks.
I made a triple recipe of home made laundry detergent. I haven’t done the exact math on this but my detergent expenditure for a whole year now is about what I used to pay for a one month supply of laundry detergent! It cleans well and smells great too, is hypoallergenic, all natural and safe for high efficiency washers. It takes me about 10 minutes to make which is a shorter time than it takes me to get to the store and back.
I made my daughter’s birthday cheesecake out of cream cheese purchased earlier when it was on sale for .90 a package. Yup! Philly cream cheese! It keeps well with an expiration months away and so I always buy a lot of it when it goes on sale now. The caramels for the cake were purchased several months ago when they were on sale for $1.00.
I made homemade ice cream for the birthday girl using items found in my pantry instead of using our “milk” money to buy some.
I used a coupon and got a dozen eggs for free!
I turned the furnace off for a couple of days when it got warm.
We had a meal from dried black beans and homemade tortillas. It was delicious!
I made my daughter’s requested pasta dinner for her birthday with bow tie pasta that I purchased at .90 a pound. This is the second best price I come across all year. A couple of times a year I can buy it for .49 a pound. I store it in glass jars so the bugs, rodents and moisture don’t get into it.
I used homegrown sundried tomatoes that I dehydrated myself last autumn for the pasta dinner.
I had to purchase some vanilla wafers for the birthday cake. The store brand was 50% lower in cost than the name brand.
We used leftovers for some lunches.
We used some hamburger buns for dinner that our next door neighbor gave us for free from her office party. We ate scalloped potatoes she gave us from the office party with a few meals as well.
I purchased chicken patties when they were just $1 per package (or $2 per pound).
I found 3 pieces of baked chicken in my freezer from large packages I had purchased on sale at 1.99 per pound. I used them to feed my family of seven for two meals + leftovers in a chicken fettuccine dish and a chicken pot pie.
I bought a shirt for my son on clearance at 70% off of its 30% markdown; next to nothing.
I found a clearance sale at The Children’s Place and got my other son a church outfit (currently he only has one in the right size). The sweater, dress pants and matching socks to the sweater plus another pair of socks for little brother cost me less than the original price of the sweater alone.
My old mixer died. I use my mixer constantly and need a good quality work horse that can handle the load. After a couple of days looking around I found an overstock sale of Kitchen Aids on the internet. I was able to get $100 off the price of my Professional Series Kitchen Aid with 14 cup flour power. That is the usual price of the Artisan Series mixer. I got a free splash guard with it ($25 value), free shipping and a rebate for a free ice cream bowl ($90 value). The mixer arrived on my front porch 2 days later. The ice cream bowl arrived a week later and I am thrilled with the mixer. It handles everything I give it with ease. This was the best deal out there… and the mixer is PINK!
I made homemade salad dressing; French, Ranch AND Blue Cheese. The blue cheese itself was offered to us for free from a teenager at church after some sort of overstock with a fundraiser a few months ago, a whole BOX of it! I put it in my freezer and it makes GREAT salad dressing. All of these flavors of dressings are so much better tasting than what you can buy at the store, they take hardly any time to make and the ingredients are simple things right off the spice shelf. All spices I buy are purchased in bulk.
Made homemade chocolate syrup.
Nathan and I collected the parts of our old bird feeder that we’ve had for years. The squirrels hanging from it and generally abusing it finally did it in. We cleaned up the pieces, collected some nails from Ricks work bench, grabbed a hammer and we had a blast sitting outside one afternoon repairing it and nailing it back together. Nathan loves tools and any real reason to use them.
We fed the birds putting seed in the feeder that we got for free in a gigantic bucket from a friend. Several years ago the seed was used for children’s playtime in a sandbox (instead of sand). The seed had just been sitting there ever since but the birds seem to still love it.
I used some crusty heels of bread and a single leftover roll I had stowed in the freezer for homemade salad croutons.
I made a new dessert to take somewhere with some lemons I still had on hand that desperately needed to be used along with my free eggs and sale cream cheese.
I made all of our bread, rolls and pizzas from scratch.
We borrowed two movies from the library that we wanted to see for movie night.
My husband and I went out for a nice dinner date a little early for Valentine’s Day and used a coupon for $5 off of our dinners keeping us within our small budget for dates.
I made dinner for two nights for my family of 7 plus two more gallon bags of turkey broth for the freezer using turkey bones.
I learned how to successfully make yogurt and it was good.
I made homemade granola trying a new recipe with very simple ingredients and without expensive add-ins.
I purchased pasta at .49 per pound which only happens once or maybe twice a year here. Since I can get thin spaghetti pretty inexpensively at Sam’s Club whenever I want or need it I utilized my dollars for that shopping trip on spiral, shells, bow ties, macaroni and penne. I transferred the pasta out of boxes and put it into Mason jars with cleaned used lids and large plastic pretzel barrels to keep insects and rodents out. I learned that my .49 pasta wasn’t such a deal one year the hard way when I ended up having to throw a bunch of it out. If you keep moisture, rodents and insects out of pasta it has a shelf life of 10 years despite what the packaging might tell you. Unless it’s wheat pasta.
I used coupons to purchase dental floss bringing the cost of each to 7 cents a piece. With my receipt came a store coupon for a dollar off my next purchase from them courtesy of the company making the dental floss. Because I buy milk at that store all the time they in essence paid me 86 cents to take the dental floss off the shelf and out of the store.
I bought two hand towels and two containers of holiday sprinkles at 50% off.
While Rick was in Columbus for a conference that his work paid for completely, including gas, he made an appointment at the Storehouse and was able to purchase 25 lbs. oats, 25 lbs. black beans, 25 lbs. of fruit drink mix and 50 lbs. of powdered milk on his way home without taking the extra time and gas money for a special trip up there. My best deal on powdered milk in Cincinnati only buys me 12 1/2 pounds of powdered milk for the same price as 25 pounds of milk that I can get at the storehouse. The beans and oats have a 30 year shelf life if stored properly (which they are) and I have no bulk supplier in this city for those items. The milk has a 20 year shelf life if stored properly (which it is) so they are long term storage items that I use regularly and will rotate through. The drink mix has a two year shelf life and is meant for short term storage. We have been drinking more of that lately at breakfast instead of including it just once in a while since it has been a while since frozen fruit juice concentrate has gone on sale.
I purchased a 1 lb. bag of frozen vegies and a large bag of M&M’s for FREE with a coupon.
I was given a large bag of spaghetti and sauce already cooked and two bags of bread/rolls from the Blue and Gold banquet to take home at the end of the event. The spaghetti was enough to fill to overflowing two pie plates. The food, initially, was pretty bland and so I doctored it up adding a 1 block of cream cheese and a two dollar pound bag of meatballs. I added an onion and a half cup of frozen red pepper from last years garden plus some garlic and a bit of mozzarella. The bread was doctored up and toasted with a few shreds of mozzarella, garlic and olive oil and basil. I added a salad and for just over $3 this meal fed us Sunday dinner with leftovers to take in thermoses for lunch the next day.
I received an Amish Friendship bread starter. This gave us two loaves of bread, another two starters and two starters to give away to friends. My friends were thrilled to get this from me.
We attended Maple Sugar Days; a free family activity.
I checked out several gardening/home/craft information books from the library that I’ve wanted to look at instead of purchasing them. I may purchase them with a gift card later if I decide they would be helpful enough. Or I might put them on my birthday wish list and hope they can be found at the local used bookstore.
We tapped our Maple Tree in the front yard. In the first two days we got a pint of sap from it. We strained it with cheesecloth and boiled it. We might have enough to make Maple butter or Maple Dressing with it if the weather continues.
The price of butter has been tremendous. I’ve nearly run out of butter several times now and so when we are on butter restrictions I find alternatives. And I’m sure we eat too much butter anyway. I made our favorite muffins using applesauce in place of the butter. Whenever we put the breaks on butter we always end up with a little bit left on the plate still by shopping day.
I cleaned out a freezer, an overstuffed drawer FULL of trial sized toiletries given to us and a medicine cabinet; reorganized and labeled. EMPOWERING!
I made homemade de-tangler for free with a trial size conditioner given as a gift. A bottle of this is $2.99-$3.99 in the store when I paused to consider buying some.
We got our home energy report and we were $8 over the typical house this size in this area for the month. Considering most families are only 4 people in size and most of the people I know in houses this size in this area live alone or have one other person in the house I think we are doing pretty good in the energy saver department. One thing the report suggested was that we cook our small amounts in the microwave instead of on the stove. Then I thought about the option between cooking on my stovetop OR one $35 – $40 trip to McDonalds for my family. Then I felt just fine about spending $8 extra on the gas and electric bill for the month. Plus we run three de-humidifiers in the house with this type of in between weather.
I took one of my daughters shopping for new pants with a gift card from Christmas. I encouraged her to look at a pair of jeans on the clearance rack. She didn’t think she liked the style paying attention only to the name but tried them on because the price was so good and it turns out they were a favorite style of hers on a pair of jeans long outgrown but she didn’t know what kind they were. Re-united they look super cute on her and the price was fantastic.
Used frozen pumpkin from last year’s garden to make muffins.
Made sweet potato fries from sweet potatoes I bought at .17 per pound a while ago. Last weeks circular had them at .79 per pound.
Made steak fries with potatoes bought at .20 per pound.
Made and used homemade taco seasoning mix.
Used beans in place of ground beef in recipes calling for ground beef. (Can’t remember when we last had ground beef in the house).
Had fun “making” wrapping paper with my three year old by paint-stamping a brown paper bag to cover a gift for his cousin’s birthday.
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Actively searching and open to learning new ways to save money and be more self sufficient, this was what I remembered to write down for the months of January and February.